Terms of use
By using VCard Guide you accept these terms. Last updated: November 2026.
Information, not financial advice
All content on this site — reviews, rankings, fee tables and guides — is published for general information and comparison purposes only. It is not financial, investment, tax or legal advice, and it is not a personal recommendation. Card fees, features and availability change frequently and vary by country and customer; always confirm the current figures and eligibility on the provider's official website before applying, funding an account or making a purchase.
Accuracy
Figures are compiled from providers' published fee pages and terms and were last verified as noted in each review. Despite careful work, errors and outdated figures can occur (for example, a fee that changed after our last check); if you spot one, let us know via the contact page and we will correct it. We checked the figures quoted in our reviews against providers' live pages again in November 2026, as part of maintaining our dataset.
Trademarks and affiliation
All provider names, logos and product names mentioned on this site belong to their respective owners. VCard Guide is independent and is not affiliated with, endorsed by, or an agent of any provider reviewed. Mentions of cryptocurrency carry inherent market risk; nothing here encourages the purchase of any asset.
Liability
Decisions you make based on information from this site are your responsibility. VCard Guide is not liable for losses arising from reliance on published figures, for the acts of third-party providers, or for the content of external websites linked for reference.
Using our content
You may read, link to and quote short extracts of VCard Guide content for review or commentary, with a link back to the page you quote. Commercial use of full reviews or the comparison tables is not permitted without written permission. Fee figures change often; if you reuse a number, check the provider's own fees page on the day you publish.
Disputes and governing law
Use of the site is governed by these terms, alongside our privacy policy. If we cannot settle a disagreement by email within 30 days, either side may take the matter to the competent courts. Nothing in these terms limits any right you have under the consumer-protection law of your own country, and nothing here creates a partnership, agency or employment relationship between you and VCard Guide.